Mrs Hannatu Fika, the Executive Secretary, Federal Government Staff Housing Loans Board (FGSHLB), says recovery of loans from public servants who benefited from the housing loan is not a challenge, as the transactions are well-documented.
Fika, in an interview with newsmen on Monday in Abuja, said that the loan application must come through the ministry.
“ The recovery of loans is not a challenge to the board; before the IPPIS came into operation, we partnered all ministries of government to ensure that before a civil servant gets his salary, the payment of loan becomes the first charge from such salary.
“ It is important for us at the board; before we process any loan for you, your application must come through your ministry, signed by the chief executive officer or the permanent secretary.
“Then, the director of personnel management and the director of finance must all endorse the application.’’
She said that the reason for the process was to ensure that the board tracks any person that collects the loan, even if posted out of the ministry.
According to her, with the board’s partnership with Integrated Payroll and Personnel Information System (IPPIS) in the office of the accountant-general of the federation, nobody can escape from paying back the loan.
“ If an individual gets a loan today, tomorrow the person’s name would be admitted into the IPPIS, where the loan will be deducted for the number of required months.’’
Fika noted that two years ago, the board approved and engaged a debt recovery agency, that would recover loans from some agencies of government, who were not on the IPPIS.
She said that the board has a fortified ICT unit and a computerised loan data, to tackle loan issues and ensure no one applies twice.
“ For instance, if you are posted out of your ministry to another ministry and you go there and apply.
“ When this application comes, we send it to our ICT unit. It is keyed in your name; your name will crop up automatically, this shows that our data is up to date.
“If you apply, before we even process, we send it to the ICT to document your application and give you a file number.”
According to her, when your application is done, it comes back to that ICT data room.
“We will now take you on board, as somebody whose application has been processed; and you are now admitted as a loan beneficiary,” Fika said.